Jewellery Chit Plans - Save Smartly with Certified Gold Jewellery

Savings Schemes - Build Your Gold Wealth the Smart Way with Adiyogi Jewellery

At Adiyogi Jewellery, we bring you a smarter, more flexible way to grow your gold wealth through our exclusive Gold Savings Schemes. Designed to suit every lifestyle and budget, our Daily, Weekly, and Monthly savings plans help you accumulate gold effortlessly and consistently.

Whether you are preparing for festivals, planning a wedding purchase, securing long-term value, or simply building your gold portfolio, Adiyogi Jewellery makes your journey transparent, secure, and truly rewarding.

Start with an amount that fits your comfort level, choose a convenient payment cycle, and earn guaranteed bonuses at the end of your tenure. With complete transparency, zero hidden charges, and redemption across all Adiyogi Jewellery collections, your everyday savings turn into lifelong value.

Choose the plan that matches your lifestyle - and let Adiyogi Jewellery help you grow your gold wealth with confidence.

Why Adiyogi Jewellery Gold Savings Plans Are Better

At Adiyogi Jewellery, every savings plan is built on trust, transparency, and long-term value. Our Gold Savings Schemes are crafted to give you complete peace of mind while helping you grow your gold wealth in the most flexible and rewarding way.

100% Secure Savings

Your money and gold value are fully protected with a trusted, transparent savings structure designed for long-term security.

Bonus Benefits

Enjoy guaranteed bonus rewards at the end of your plan as a token of appreciation for your consistent savings.

No Hidden Charges

Clear, upfront terms with zero surprises. What you save is exactly what you get - plus your bonus.

Free Redemption Options

Redeem your savings across our gold and diamond jewellery collections without any additional charges.

Flexible Daily / Weekly / Monthly Payments

Choose a savings format that matches your income flow and lifestyle - daily, weekly, or monthly

All Jewellery Categories

Whether you love traditional gold your savings can be redeemed across all Adiyogi Jewellery collections.

GOLDX - Daily Saving Plan

Small Daily Savings. Big Gold Rewards.

GOLDX is designed for customers who want to save consistently with small daily deposits. Ideal for beginners, youth, working women, and first-time savers, this plan offers complete flexibility and attractive bonus rewards at the end of the 11-month period.

Save from Rs 50/day
11-month flexible savings plan
Pause & resume options
Perfect for working women & youth
Guaranteed bonus on completion

View ZEN GOLD Details

ZEN GOLD - Weekly Saving Plan

A peaceful way to save gold, week by week.

ZEN GOLD is crafted for individuals and families who prefer weekly commitments over daily payments. With a smooth and steady savings cycle, this plan is stress-free and perfect for business owners, households, and structured planners.

Save from Rs 250/week
Simple & stress-free weekly deposits
Ideal for small business owners & families
Consistent savings pattern
Bonus on maturity

View ZEN GOLD Details

AURA11 - Monthly Saving Plan

Save smart. Shine brighter.

AURA11 is our premium monthly savings plan crafted for customers planning weddings, festive purchases, or long-term investments. With higher monthly contributions and an exclusive AURA bonus, this scheme offers maximum value for long-term jewellery buyers.

Save from Rs 1,000/month
Premium 11-month plan
Best for salaried professionals & wedding buyers
Exclusive AURA bonus
Redeemable across all jewellery categories

View AURA11 Details

Plan	Min Deposit	Payment Frequency	Tenure	Bonus	Best For	Redemption Type
GOLDX	Rs 50/day	Daily	11 mo	Completion Bonus	Working women	Jewellery
ZEN GOLD	Rs 250/week	Weekly	11 mo	Maturity Bonus	Families	Jewellery
AURA11	Rs 1000/month	Monthly	11 mo	AURA Bonus	Salaried buyers	Jewellery

Days Completed	Discount on VA Charges	Making Charges	Benefits
331 days and above	100% No VA	N.A.	Full benefits
271 - 330 days days	75%	15%	Partial benefits
181 - 270 dayss	50%	Applicable	Partial benefits
Less than 180 day	None	Applicable	No benefits

Adiyogi Gold Upgrade 11 Scheme

Upgrade Your Old Gold in 11 Months & Enjoy Exclusive Benefits

Deposit your old gold today under the Adiyogi Gold Upgrade 11 scheme and, after 11 months, redeem brand-new BIS-hallmarked jewellery of the same gold weight range with up to 15% making charge waiver, along with all existing bonuses and scheme benefits.

A simple, smart, and rewarding plan for customers who want to transform their old gold into modern, elegant jewellery - without losing metal value.

Plan Type	Gold Deposit	Duration	Making Charge Benefit	Additional Benefits
Any Monthly Installment Plan	Old gold deposit	11 Months	Up to 15% waiver on making charges (weight-range based)	All bonus gold credits, discounts & scheme benefits apply
Tier 1: Rs. 2,000 - Rs. 9,000 Monthly	Old gold deposit	11 Months	Up to 15% MC waiver	Plain & Studded Jewellery benefits as per original plan
Tier 2: Rs. 10,000 and Above	Old gold deposit	11 Months	Up to 15% MC waiver	Enhanced offers, plain & studded jewellery discounts as per plan

How the Old Gold Upgrade Works

Step 1: Deposit Your Old Gold

Bring your old gold jewellery to Adiyogi.We conduct live weighing, purity testing, and valuation to convert it into Adiyogi Gold Credit.

Step 2: Continue Your Monthly Installments (Optional)

If you have an active GOLDX, ZEN GOLD, AURA11 plan, you may continue paying your monthly instalments.Your old-gold credit is added on top of your existing scheme savings.

Step 3: Complete 11 Months

Your gold credit + instalments (if any) continue accumulating during the 11-month duration.

Step 4: Select New Jewellery of Similar Weight Range

After 11 months, choose brand-new jewellery in the same weight range as your old-gold deposit.

Step 5: Enjoy Exclusive Benefits

Up to 15% Making Charge Waiver, All bonuses from your plan (bonus gold credit, discounts, offers), Full benefit of transparent valuation and BIS hallmarked jewellery.

Benefits You Enjoy

At Adiyogi Jewellery, every Gold Savings Plan is designed to give you maximum value, complete clarity, and total peace of mind. With flexible payment options and fully transparent processes, your journey to owning gold becomes effortless and rewarding.

Zero Risk

Your savings are fully secured with Adiyogi Jewellery's trusted and transparent system.

Guaranteed Bonus

Enjoy extra gold rewards at the end of your plan as appreciation for your consistent discipline.

Full Redemption Options

Redeem your entire savings for jewellery or opt for cash redemption - the choice is completely yours.

No Hidden Charges

Clear, upfront terms with no surprises. What you save is exactly what you get

Valid Across All Collections

Use your savings to purchase from our complete range - gold, diamond, antique, bridal, and designer jewellery.

Flexible Plans

Choose a savings rhythm that suits your lifestyle: daily, weekly, or monthly.

Faq - Adiyogi Jewellery Gold Chit Plans

1. Can I withdraw early?

Yes. Early withdrawal may be permitted depending on the scheme terms. However, completing the full tenure ensures you receive maximum bonus benefits.

2. Is there a bonus?

Absolutely. Each completed plan comes with a guaranteed bonus. The bonus percentage varies based on the plan you choose.

3. How do I pay?

You can make payments through: UPI, AutoPay, Cash at store, Bank transfer (where applicable)

4. What jewellery can I buy?

You can redeem your savings across all Adiyogi Jewellery collections, including gold, diamond, bridal, and designer pieces.

5. Can I change my payment frequency later?

No. Once a plan is started, the payment frequency (daily, weekly, or monthly) cannot be changed. However, you may pause and resume payments within the permitted timeframe as per scheme guidelines..

Get in Touch

We are here to assist with all your jewellery needs. Whether you have questions, need help with an order, or want to learn more about our savings plans, get in touch with us today.

+919597270830

sales@adiyogijewellery.com